[Denied] Make chargeback scams ineligible for Community repayment

I thought this was already the case? Unless it was recently changed, but yes I agree and support 100% as someone who deals with PPs bs

 

Pfft, tricky suggestion. I completely understand your sentiment involving freedom of (payment) choice and the risks of Paypal.
But then again, every payment method has some kind of risk - sometimes not even coherent to the payment method itself. Although chargebacks, in their nature, are partly attributable to Paypal as a payment platform, it is ultimately the chargebacker who decides to chargeback and the other party that - in the sense of force majeure - gets duped. I don't think he should be held attributable for that in any way and this involves stripping his right to be allegedly for community repayments. Same analogy applies for account recoveries aswell (just as @Pikachu said).

I think Sythe drew a very fine line when it concluded that scams that were based on trickery (doublespending etc.) weren't allegible for community repayment.

Although I completely respect your POV and I can see where you're coming from. Your suggestion, therefore, makes sense but I can't support it

 

So my original version of that sticky included the line "PayPal trades where you, the victim, sent a payment via PayPal or a similarly refundable platform" (would be ineligible). We discussed this prior to making the forum public and decided it'd be better to assess what kinds of claims come in before blanket denying them. Personally I'd rather keep things as is for now.

 

I knew I seen that somewhere!!

 

Do you think you should categorize this into two different scenarios for who gets paid & who doesn’t?

For example,

who does get paid:
The inexperienced victim of a chargeback. Why would they not get paid as a victim? We can not anticipate the victim being knowledge in the market & making those better judgements of not using said payment methods. To begin with that’s why we have a community repayment fund, so these types of scenarios get looked into.

Who wouldn’t get the community refund roll:
Experienced traders knowing the risk of accepting a chargeback method.

The difference between the two are only that one is experienced & the other isn’t. The problem I have is that I feel you’re more or less pointing out the fact that the victim should already be aware of a possible chargeback, even though there are stickies talking about chargebacks, you can’t anticipate being scammed. Also sometimes these payment methods are really all that said person can take, due to age, region & financial accessibility.

 

hmmm,

I disagree, if people use paypal they are profiting in most situations and shouldn't be using an insecure mothing of doing trading in 2021, I've used PP for 3 years almost and only ever had 1 chargeback. Choose carefully who you do business with and try to avoid using an outdated payment method if you can.

I like the idea but there's alot of loose ends with it , for example player A has his friend charge him back player b then gives money back to friend gets paid and closes player b's account while getting the payment back from PP/the community repayment fund.

It's like a 3x1 increase in value if someone were to figure out a way to abuse it.

Yellow Hat

 

So then you agree with the suggestion right?

This can be done in a numerous ways anyway. Player a can send crypto or pay with in game gold and then player B can 'scam him', they can then share they money they get from com repayment.[/QUOTE]
But in some situations with paypal Player A can get a refund from both sythe, paypal, and the original $.

I mean I think paypal is outdated in general and be used only in needed cases or with trusted friends/ clients.

Yellow HAt

 

Oops was too tired when I first read this.

My bad boys xddd

Yellow Hat

 

We already review each community repayment request on a case by case basis as it is. It can be argued that every type of payment method has its own risk involved, regardless of the amount of risk or the steps required to mitigate it. With that being said, if a scam occurred and is eligible for repayment due to a PayPal scam, you can still apply for repayment. It is staff discretion and there's not enough instances where there's been a huge problem with this.